This is a legally binding agreement between you (whether personally or on behalf of an entity) and Stellar App Software, LLC (“Company,” “we,” “us,” or “our”), regarding your access to and use of the https://createwealthwithkim.com website and any related media (collectively, the “Site”). By accessing the Site, you confirm that you have read, understood, and agreed to be bound by these Terms of Use. If you do not agree to all of these terms, you are prohibited from using the Site and must stop using it immediately.

Additional terms or documents may be posted on the Site occasionally and are incorporated into these Terms of Use. We may change these Terms of Use at any time and for any reason, at our sole discretion. Any updates will be indicated by the “Last updated” date, and you waive the right to receive specific notice of each change. It is your responsibility to review these Terms of Use regularly to stay informed about updates. By continuing to use the Site after changes are posted, you accept and agree to the revised Terms of Use.

The information on the Site is not intended for distribution or use in any jurisdiction or country where such distribution or use is against the law or would require us to register within that jurisdiction. If you access the Site from other locations, you do so on your own initiative and are responsible for compliance with local laws.

The Site does not comply with industry-specific regulations (such as HIPAA, FISMA, etc.), so if your interactions are subject to such laws, you may not use this Site. You also may not use the Site in a way that violates the Gramm-Leach-Bliley Act (GLBA).

The Site is intended for users who are at least 13 years old. If you are a minor (under 18 years old), you must have your parent or guardian’s permission and supervision to use the Site. Your parent or guardian must read and agree to these Terms of Use before you use the Site.

INTELLECTUAL PROPERTY RIGHTS

The Site and all its content, including but not limited to source code, databases, functionality, software, website designs, audio, video, text, photographs, graphics (collectively, the “Content”), and the trademarks, service marks, and logos displayed on the Site (collectively, the “Marks”), are owned or controlled by us or licensed to us. They are protected under U.S. copyright and trademark laws, international copyright laws, and various other intellectual property rights and unfair competition laws. The Content and Marks are provided on the Site “AS IS” for your information and personal use only. Except as expressly permitted in these Terms of Use, you may not copy, reproduce, aggregate, republish, upload, post, publicly display, encode, translate, transmit, distribute, sell, license, or otherwise exploit any part of the Site, Content, or Marks for any commercial purpose without our express prior written permission.

Digital Millennium Copyright Act (“DMCA”)
Stellar App Software, LLC respects the intellectual property rights of others. In compliance with the DMCA, we will respond promptly to claims of copyright infringement on the Site. To report such claims, please contact Stellar App Software, LLC’s Copyright Agent as described below. Upon receiving a valid notice of alleged copyright infringement, we will take appropriate actions at our sole discretion, which may include removing the infringing material and terminating the accounts of repeat infringers.

To file a notice of copyright infringement, please provide the following information to our designated Copyright Agent:

Description of the Infringed Work: A detailed description of the copyrighted work or other intellectual property that you claim has been infringed. Location of Infringing Material: A description of where the allegedly infringing material is located on the Site.
Contact Information: Your address, telephone number, and email address where we can reach you, and, if different, an email address for the alleged infringing party (if not Stellar App Software, LLC).

Good-Faith Belief Statement: A statement that you have a good-faith belief that the use of the material is not authorized by the copyright owner, its agent, or the law.

Under Penalty of Perjury: A statement that the information in your notice is accurate and that you are the copyright or intellectual property owner or authorized to act on the owner’s behalf.

Signature: Your electronic or physical signature.

Stellar App Software, LLC may request additional information before removing any allegedly infringing material. If we remove material, we will promptly notify the person who posted the material and may provide them with your email address so they may respond to your allegations.

USER REPRESENTATIONS
By using the Site, you confirm that:

You have the legal capacity and agree to comply with these Terms of Use.
You are not under 13 years old.
If you are a minor in your jurisdiction, you have received parental permission to use the Site.
You will not access the Site through automated or non-human means (e.g., bots, scripts).
You will not use the Site for any illegal or unauthorized purpose.
Your use of the Site will not violate any applicable law or regulation.
If you provide any false, inaccurate, outdated, or incomplete information, we may suspend or terminate your account and refuse any current or future use of the Site.

PROHIBITED ACTIVITIES
You may only use the Site for purposes we provide. Any commercial use must be specifically endorsed or approved by us. As a user of the Site, you agree not to:

Systematically retrieve data or other content to create a collection, compilation, database, or directory without written permission from us. Trick, defraud, or mislead us and other users, especially to obtain sensitive account information.
Circumvent, disable, or interfere with security features of the Site.
Disparage, tarnish, or harm us and/or the Site.
Use information from the Site to harass, abuse, or harm another person.
Use the Site in a way inconsistent with any applicable laws or regulations.
Advertise or offer to sell goods and services on the Site.
Upload or transmit harmful material, including viruses, excessive capital letters, or spam.
Use automated systems like scripts, robots, or data mining tools on the Site.
Remove copyright or other proprietary rights notices from any content.
Impersonate another user or use someone else’s username.
Sell or transfer your profile.
Upload or transmit material that acts as a passive or active information collection or transmission mechanism.
Interfere with, disrupt, or create an undue burden on the Site or related networks and services.
Harass, annoy, intimidate, or threaten our employees or agents.
Attempt to bypass measures designed to prevent or restrict access to the Site.
Copy or adapt the Site’s software.
Decipher, decompile, disassemble, or reverse engineer any part of the Site.
Use, launch, develop, or distribute any unauthorized automated system like spiders, robots, or cheat utilities.
Use a buying or purchasing agent to make purchases on the Site.
Make unauthorized use of the Site, including collecting usernames and email addresses for sending unsolicited email or creating accounts under false pretenses.

USER GENERATED CONTRIBUTIONS
The Site may allow you to chat, contribute to blogs, message boards, online forums, and other functionalities. Any content you create, submit, post, display, transmit, perform, publish, distribute, or broadcast (collectively, “Contributions”) may be viewable by other users and third-party websites. Contributions are considered non-confidential and non-proprietary. When you create Contributions, you represent and warrant that:

Your Contributions do not infringe any third-party rights, including copyright, patent, trademark, trade secret, or moral rights.
You have the necessary licenses, rights, consents, and permissions to use and authorize us and other users to use your Contributions.
You have written consent from each identifiable person in your Contributions to use their name or likeness.
Your Contributions are not false, inaccurate, or misleading.
Your Contributions are not unsolicited or unauthorized advertising or promotional materials.
Your Contributions are not obscene, lewd, lascivious, filthy, violent, harassing, libelous, slanderous, or otherwise objectionable.
Your Contributions do not ridicule, mock, disparage, intimidate, or abuse anyone.
Your Contributions do not advocate violent overthrow of any government or incite physical harm against others.
Your Contributions do not violate any applicable law, regulation, or rule.
Your Contributions do not violate privacy or publicity rights of any third party.
Your Contributions do not solicit personal information from anyone under 18 or exploit minors in a sexual or violent manner.
Your Contributions do not violate child pornography laws or laws intended to protect minors’ health and well-being.
Your Contributions do not include offensive comments related to race, national origin, gender, sexual preference, or physical handicap.
Your Contributions do not otherwise violate any provision of these Terms of Use or any applicable law or regulation.
Violating these rules may result in suspension or termination of your rights to use the Site.

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THIRD-PARTY WEBSITES AND CONTENT
The Site may include links to other websites (“Third-Party Websites”) and content from third parties, such as articles, photos, text, graphics, designs, music, videos, information, applications, software, and other items (“Third-Party Content”). We do not investigate, monitor, or check these Third-Party Websites and Third-Party Content for accuracy, appropriateness, or completeness. We are not responsible for any Third-Party Websites accessed through the Site or any Third-Party Content posted on, available through, or installed from the Site. This includes the content, accuracy, offensiveness, opinions, reliability, privacy practices, or other policies of the Third-Party Websites or Third-Party Content.

Our inclusion of links to Third-Party Websites or Third-Party Content does not imply our approval or endorsement. If you choose to leave the Site and access these Third-Party Websites or use any Third-Party Content, you do so at your own risk, and these Terms of Use will no longer apply. You should review the terms and policies, including privacy and data practices, of any website you navigate to from the Site or any applications you use or install from the Site.

Any purchases you make through Third-Party Websites are made between you and the third party, and we are not responsible for them. We do not endorse the products or services offered on Third-Party Websites and will not be held liable for any harm caused by your purchase of such products or services. You agree to hold us harmless from any losses or harm resulting from any Third-Party Content or interaction with Third-Party Websites.

SITE MANAGEMENT
We reserve the right, but not the obligation, to:
Monitor the Site for violations of these Terms of Use.
Take appropriate legal action against anyone who violates the law or these Terms of Use, including reporting such users to law enforcement authorities.
Refuse, restrict access to, limit the availability of, or disable any of your Contributions or any part thereof at our sole discretion without limitation.
Remove or disable all files and content that are excessive in size or burdensome to our systems without notice.
Manage the Site in a manner designed to protect our rights and property and to ensure the proper functioning of the Site.

PRIVACY POLICY
We care about your privacy and data security. Please review our Privacy Policy. By using the Site, you agree to be bound by our Privacy Policy, which is part of these Terms of Use. The Site is hosted in the United States. If you access the Site from another region with different data laws, you consent to your data being transferred to and processed in the United States. We do not knowingly collect data from or market to children under 13. If we learn we have collected personal information from a child under 13 without parental consent, we will delete that information as soon as possible.

TERM AND TERMINATION
These Terms of Use remain effective while you use the Site. We reserve the right, in our sole discretion and without notice or liability, to deny access to and use of the Site (including blocking certain IP addresses) to any person for any reason or no reason, including for violating any representation, warranty, or covenant in these Terms of Use or any applicable law or regulation. We may terminate your use or participation in the Site or delete any content you posted at any time without warning.

If your account is terminated or suspended, you are prohibited from registering and creating a new account in your name, a fake or borrowed name, or the name of any third party. We also reserve the right to take appropriate legal action, including civil, criminal, and injunctive redress.

MODIFICATIONS AND INTERRUPTIONS
We reserve the right to change, modify, or remove the contents of the Site at any time or for any reason at our sole discretion without notice. We also reserve the right to modify or discontinue all or part of the Site without notice at any time. We are not liable to you or any third party for any modifications, price changes, suspensions, or discontinuations of the Site.

We cannot guarantee the Site will always be available. We may experience hardware, software, or other issues or need to perform maintenance, leading to interruptions, delays, or errors. We reserve the right to change, revise, update, suspend, discontinue, or otherwise modify the Site at any time or for any reason without notice. You agree that we are not liable for any loss, damage, or inconvenience caused by your inability to access or use the Site during any downtime or discontinuation. Nothing in these Terms of Use obligates us to maintain and support the Site or provide any corrections, updates, or releases.

CONTACT US

In order to resolve a complaint regarding the Site or to receive further information regarding use of the Site, please contact us at:

admin@stellarappsoftware.com

Stellar App Software, LLC

United States

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